:root{--navy:#14213D;--ink:#1F2937;--muted:#5B6475;--line:#E3E7EF;--soft:#F5F7FB;--accent:#2D5BD3;--green:#2D7A5C}
*{box-sizing:border-box}
html,body{margin:0;background:#fff;color:var(--ink);font-family:Lato,'Segoe UI',sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3,.brand,.chip,.btn{font-family:Montserrat,sans-serif}
.wrap{max-width:760px;margin:0 auto;padding:40px 20px 72px}
.brand{font-weight:700;letter-spacing:.2em;font-size:13px;color:var(--navy);display:flex;align-items:center;gap:16px}
.brand::after{content:"";flex:1;height:1px;background:var(--line)}
h1{font-size:34px;line-height:1.15;color:var(--navy);margin:24px 0 12px;font-weight:700}
.lede{color:var(--muted);font-size:16px;line-height:1.6;margin:0 0 28px;max-width:620px}
hr.rule{border:0;border-top:2px solid var(--navy);margin:0 0 36px}
.chip{display:inline-block;font-size:10px;font-weight:700;letter-spacing:.14em;color:var(--accent);background:#EEF2FC;padding:5px 9px;border-radius:3px;text-transform:uppercase}
h2{font-size:20px;color:var(--navy);margin:14px 0 10px}
h3{font-size:16px;color:var(--navy);margin:0 0 6px}
p{line-height:1.65;margin:0 0 14px}
.card{border:1px solid var(--line);border-radius:6px;padding:22px 22px 20px;margin:0 0 16px;background:#fff}
.card .meta{color:var(--muted);font-size:13px;margin:0 0 12px}
.card p{color:#374151;font-size:15px}
.btn{display:inline-block;font-size:13px;font-weight:600;letter-spacing:.03em;text-decoration:none;color:#fff;background:var(--navy);padding:11px 18px;border-radius:4px}
.btn.ghost{background:#fff;color:var(--navy);border:1px solid var(--navy)}
.btn+.btn{margin-left:8px}
dl.terms{display:grid;grid-template-columns:200px 1fr;gap:10px 18px;margin:8px 0 22px;font-size:14px}
dl.terms dt{color:var(--muted);font-size:11px;letter-spacing:.12em;text-transform:uppercase;padding-top:2px}
dl.terms dd{margin:0}
.section{margin:40px 0 0}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.box{background:var(--soft);border-radius:6px;padding:16px 18px}
.box h3{font-size:14px}
.box p{font-size:14px;margin:0;color:#374151}
.foot{margin-top:48px;padding-top:16px;border-top:1px solid var(--line);font-size:12px;color:var(--muted);line-height:1.6}
.foot a{color:var(--muted)}
@media (max-width:620px){h1{font-size:28px}dl.terms{grid-template-columns:1fr;gap:2px}dl.terms dd{margin-bottom:10px}.grid2{grid-template-columns:1fr}.btn+.btn{margin:10px 0 0}}